|
Name: |
|
|
|
E-Mail Address |
|
|
|
Retirement
Planning |
|
Are you satisfied that you will be financially
ready for retirement? | |
Are you satisfied that you are using the best
available tax strategies
to accumulate
funds? | |
|
Do you have adequate protection against a market
downturn? | |
|
Accumulation |
Are you satisfied that you are using the most
appropriate asset
allocation based upon your
time horizon, financial goals, and
tolerance
for risk? | |
Is your portfolio adequately diversified to cope
with the many
possible economic scenarios
that we face? | |
|
Do you need to provide funding for future
education needs? | |
Do you need to plan for any major purchases,
e.g., new home,
wedding, extensive travel,
helping children with down payments? | |
|
Risk
Management |
|
Do you have adequate life and disability
insurance? | |
|
Have you made provisions for long term care? | |
|
Do you have a property/casualty agent? | |
Are your assets protected adequately through
property casualty
insurance, umbrella
coverage, ownership and beneficiary
designations? | |
Do you have business concerns, e.g., adequate
liability insurance,
business interuption
insurance, or property/casualty? | |
|
Taxation |
|
Are you doing everything you can to protect your
income from taxes? | |
|
Are you comfortable with your present gift and
estate tax planning? | |
|
Estate
Planning |
|
Do you have a will? | |
|
Do you know where it is? | |
|
Is it current? | |
|
Do you have a Revocable Living Trust? | |
|
Is it funded? | |
|
Do you know whether a Revocable Living Trust is
right for you? | |
Should you be considering gifting to reduce your
estate tax
burden? | |
|
Should you consider a Charitable Remainder
Trust? | |
Should you consider an Irrevocable Life
Insurance Trust? (As
a vehicle to pass
assets to your loved ones free of federal
estate tax.) | |
|
|
Do you need help with any of the above? | |
|
